PSYCHING UP FOR RETIREMENT

Readying yourself for retirement isn’t easy, said Nanci Hellmich in USA Today. But it takes more than just financial planning. It’s important to also prepare yourself “psychologically for this transition,” since leaving a job can lead to many life changes. Structure and meaning are important, even in retirement, so take care “to define a post-retirement identity.” It’s key to have a sense of purpose, and to figure out “what gets you going in the morning.” Leaving work might mean losing touch “with people who were once a part of your everyday life,” so start forming new relationships. And “negotiate some new ground rules” with your spouse or partner. “You’ll probably be spending a lot more time together.”