GO AHEAD AND HAGGLE

Whether you’re shopping for a new house or a new suit, don’t be afraid to ask for a discount, said Demetria Gallegos in The Wall Street Journal. Haggling for a good deal can be difficult for some people, but “it’s important to be capable of doing it, because there are times when it’s just stupid not to.” If you’re angling for a lower price, keep one mantra in mind: “The person who cares least always wins.” In other words, if a seller doesn’t really need to make a sale, the price won’t come down. As a buyer, being willing to walk away rather than pay “the full asking price” puts you in the driver’s seat. Of course, negotiating isn’t always appropriate. For example, you wouldn’t haggle over your entrée in a restaurant. And while hagglers should never take things personally—it’s only money, after all—it doesn’t hurt to be polite and avoid negotiating too aggressively.